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Everything you need to know - the process, the law, the cost.
Your will is executed the moment the RON session ends - signed, notarized, and witnessed in one video call. Most families complete the full process in 15-30 minutes:
Done. Executed on completion. No driving, no scheduling, no extra steps.
Each person needs their own will – Florida law requires separate documents. But you can work together:
Every WillAgent will includes a standard revocation clause that generally supersedes any prior wills once properly executed.
After your new will is notarized:
Important: do not destroy your existing will until your new will is fully notarized and signed.
Nothing to start. The free checkup only asks about your family structure, general assets, and state of residence.
For the WillBoard step, it helps to have:
You do not need Social Security numbers, bank account numbers, or financial statements to draft your documents. Your will describes who gets what, not account details.
Note: the RON notarization step (later) uses Knowledge-Based Authentication, which requires a U.S. Social Security number and address history. See “What is KBA?” below.
Yes – nothing is locked in until your RON session.
Think of the checkup as an exploration, not a commitment. Your documents aren't generated until the WillBoard step, and they aren't finalized until you sign during the RON session.
Yes. Your progress is saved automatically at every step. Close your browser, come back tomorrow, pick up exactly where you left off. Your account never expires.
Yes. WillAgent was designed mobile-first. Our WillBoard uses a touch-optimized, mobile-first design – no tiny form fields, no zooming.
Many users finish during a lunch break, waiting in a carpool line, or after the kids go to bed.
An electronic will is a will signed, witnessed, and notarized entirely online under Florida Statute §732.521. No printing. No mailing. No in-person visits.
Most online will services still ship you a paper document to print, sign, and mail. Florida is one of the few states with a statute that recognizes a fully digital will as the legal original.
Florida has one of the most developed Electronic Will statutes in the country (§732.521, effective 2020). Only a handful of states have comparable laws that allow a fully digital will to be the legal original.
Texas and Virginia, for example, still require a physical printed will with wet-ink signatures. We chose not to offer a paper product because our entire architecture is built around the digital-original model.
Expansion to additional states that permit electronic wills is under evaluation. We're not making specific commitments on timing.
Yes. Every WillAgent document is designed to comply with Florida law – not a generic template adapted from another state. Here's what that means in practice:
This is general information, not legal advice. Consult an attorney for advice specific to your situation.
Yes. Florida was one of the first states to authorize Remote Online Notarization (RON) under §117.265. Your documents include:
RON-notarized documents have the same legal standing as in-person notarization under FL §117.265.
The RON (Remote Online Notarization) session is a live video call – here's exactly what happens:
The entire session is video recorded and stored for 10 years per Florida law (§117.245). You receive your notarized PDFs immediately after.
Total time: about 7 minutes. No driving, no scheduling weeks out, no waiting room.
KBA (Knowledge-Based Authentication) is the identity verification step required by Florida law (§117.265) for online notarization. It works like this:
This two-step process (KBA + government ID) is actually more rigorous than traditional in-person notarization, which typically only requires showing an ID.
KBA requires a U.S. Social Security number and U.S. address with at least 2 years of history. The KBA provider does not store your answers.
Yes. Florida law (§117.245) requires the complete audio-video recording to be retained for 10 years. This recording includes:
Why this matters:
If anyone ever challenges your will, this recording provides clear evidence of your capacity and intent at the time of signing. Traditional wills have no such record – they rely entirely on witness memory, which fades over time.
Florida law (§732.504) allows any competent person to serve as a witness. However, WillAgent includes 2 professional witnesses in every plan for important practical reasons:
This is one of the biggest differences between WillAgent and competitors who hand you a PDF and say “find 2 witnesses.”
Traditional paper wills use a self-proving affidavit (Florida §732.503) – a sworn statement attached to the paper will where the testator and witnesses confirm execution before a notary, so probate courts do not need to track down witnesses later.
Our electronic will uses a stronger mechanism: Qualified Custodian (QC) custody under §732.523. The electronic original is held in a court-admissible, tamper-evident vault by a Florida-registered QC. This provides the same self-proving admissibility in probate that a paper affidavit provides, without requiring notary signatures on paper.
Both achieve the same goal:
The QC mechanism is cleaner for digital execution and is the statutory framework Florida created for electronic wills in 2020 (§732.521).
This is general information, not legal advice. Consult an attorney for advice specific to your situation.
Yes. Florida Statutes §732.502 requires 2 attesting witnesses, all present at the same time. For electronic wills (§732.521), the QC custody mechanism (§732.523) provides self-proving admissibility, streamlining probate. Without proper execution, a will generally cannot be admitted to probate.
WillAgent includes 2 NDA-signed professional witnesses in every plan – no need to find your own. This is one of our key differentiators from competitors who leave you to arrange witnesses yourself.
Florida Statute §709.2202 lists 7 categories of “enhanced” powers (like creating trusts, changing beneficiaries, making gifts) that are NOT effective when a Power of Attorney is witnessed remotely.
Most online services include these powers without warning – meaning parts of your POA won't actually work.
WillAgent auto-detects all 7 categories and excludes them, so every power in your POA is designed to work with online notarization. This is something most competitors don't do.
No. WillAgent is not a law firm and does not provide legal advice. We provide self-help document preparation tools using state-specific templates that follow statutory requirements.
For advice specific to your situation, consult a licensed estate planning attorney. Many users create their documents with us and then have an attorney review them for additional peace of mind.
Communications with WillAgent are not protected by attorney-client privilege.
No. Common options for digital wills depend on company servers. Yours doesn't.
Your documents carry an independently verifiable cryptographic seal that works without us. The signed PDF, the notary's digital certificate, and the session recording can be verified by any third party using state-authorized standards - no WillAgent login required.
Under Florida statute, Qualified Custodian duties are also transferable (FL §732.524). If WillAgent Custody FL, LLC ever ceased operations, custody of your electronic original would transfer to a successor custodian under court supervision. Your will remains intact and verifiable, regardless of our corporate status.
You can also download your documents anytime from your Free Vault and store them yourself.
A Florida will can generally distribute personal property (bank accounts, vehicles, investments) regardless of where it's located. However:
If you own real property in multiple states, consulting an attorney about multi-state planning may be beneficial.
Yes. You can include preferences for burial, cremation, memorial services, and other end-of-life arrangements in your will.
One practical note: wills are often not located or read until days or weeks after death – sometimes after funeral arrangements have already been made. For this reason, common practice is to:
Important distinction: WillAgent uses Remote Online Notarization (RON), which is different from a simple electronic signature (like DocuSign).
Here's the difference:
Your signature is applied during the recorded video session, with the notary's official seal and all witnesses present. This process is designed to meet Florida's statutory requirements for will execution.
Yes. Your notarized PDF is sealed with bank-grade digital signatures that ensure long-term validity:
These standards are designed so that signature verification tools (like Adobe Acrobat) can confirm “Valid Signature” even decades later. Your documents remain valid independently of our platform.
Florida explicitly authorizes Electronic Wills and Remote Online Notarization under its statutes:
Your Florida Electronic Will is recognized in all 50 states under the Full Faith and Credit clause of the U.S. Constitution. WillAgent currently serves Florida residents only.
Most states recognize wills validly executed in another state. Your Florida will is generally still valid if you move. However:
WillAgent currently serves Florida only. Expansion to additional states that permit electronic wills is under evaluation.
Probate is the court-supervised process of validating a will, paying debts, and distributing assets to beneficiaries. In Florida:
How WillAgent helps reduce probate burden:
To avoid probate entirely, a revocable living trust may be appropriate. Consult an attorney for trust-based planning.
WillAgent includes everything needed for legal execution in one session: a licensed Florida notary, two witnesses, and QC custody (§732.523) – all via live video.
When your RON session is complete, your will has been signed, notarized, witnessed, and deposited with the Qualified Custodian per FL §732.521 – making it a self-proving, executed electronic will.
Most online services generate a PDF you must notarize and witness separately. With WillAgent, there are no extra steps.
This is general information, not legal advice. Consult an attorney for questions about your specific situation.
Florida Statute §709.2202 lists 7 categories of “enhanced powers” in a Financial Power of Attorney (gifting, creating trusts, changing beneficiaries, etc.) that are legally void when witnesses are remote - which is always the case with online notarization.
WillAgent auto-detects these powers and excludes them from your document, with a clear warning. Other platforms may include these powers without flagging that they’re legally void under FL law.
This is general information about FL law, not legal advice. Consult an attorney for questions about your specific situation.
Florida law and attorney best practice require a separate Agent Acceptance. Your package includes:
Most online services give you one generic form with no agent acceptance and no statutory notice. Our 2-document package follows Florida attorney best practice.
A properly executed electronic will that meets Florida statutory requirements (§732.521) is designed to be admitted to probate. WillAgent documents include:
No will is challenge-proof, but proper execution significantly strengthens validity. Consult an attorney if you anticipate disputes.
All 5 documents - your Last Will, Living Will, Healthcare Surrogate, HIPAA Authorization, and Durable Financial POA - are signed, witnessed by 2 professionals, and video-recorded in the same session.
Every document receives the same treatment: licensed Florida notary, 2 professional NDA-signed witnesses, tamper-proof digital seal, and video recording stored for 10+ years per FL §117.245. Your Power of Attorney and healthcare directives are just as important as your will - and just as protected.
A Qualified Custodian is the entity that legally holds the electronic original of your will under FL §732.523. For electronic wills under Chapter 732 Part IV, Florida law links qualified custody to the statutory self-proving framework — your executor often does not have to track down witnesses or produce a separate paper self-proving affidavit.
WillAgent Custody FL, LLC is the Florida affiliate designated as qualified custodian for eligible electronic will orders placed through WillAgent. QC custody is included in those plans — no extra fee for the statutory custodian role described in your order materials. The custodian holds the electronic original in tamper-evident storage and follows §732.524 procedures for court deposit after death.
Most online will services are not Qualified Custodians. They generate a PDF and hand it to you — your family has to find witnesses and file everything themselves.
$399 single • $699 couple (save $99). One-time payment.
Everything is included — no tiers, no add-ons:
One-time payment. Your plan and permanent Vault access are yours for life - no required subscriptions or recurring fees.
Short: We use state-specific templates at a fraction of the cost.
Plus, we include RON notarization and 2 professional witnesses – attorneys typically charge extra for these.
Every WillAgent package is one payment, everything included:
No hidden fees. No notary add-on. No witness surcharge. No annual paywall.
Life changes – we get it. Update any document in your WillBoard and re-notarize in 15 minutes:
vs attorney amendment: $300+/visit + find your own notary + arrange 2 witnesses + weeks of scheduling
Your documents are stored in your Free Vault for life – download anytime, account never expires.
100% refund before notarization. Review your documents, show them to your attorney, take your time. Not satisfied? Full refund, no questions asked.
After notarization, your documents are fully executed and designed to meet state requirements – the session is non-refundable (the notary and witnesses have already performed their services).
For most families, a will is enough. Here's when each makes sense:
| Factor | Will | Trust |
|---|---|---|
| Goes through probate? | Yes | No |
| Public record? | Yes | No |
| Names guardians for children? | ✓ | Needs a will too |
| Common for smaller estates | ✓ | Optional |
| Common for larger estates | Good start | ✓ |
Our free checkup helps you explore which documents fit your situation. Many families start with a will and add a trust later if needed.
Your will is executed before you log off.
Most online services generate a PDF and say “now go find a notary and two witnesses.” In Florida, that means coordinating three schedules, driving to a UPS Store, and hoping your witnesses show up. Trust & Will doesn’t even offer remote notarization for Florida wills.
WillAgent: one video call, notary + 2 witnesses included, your will is signed, notarized, and self-proving before you close the tab.
Two more things that set us apart:
Competitor comparison based on publicly available pricing pages, reviewed March 2026.
WillAgent is a one-time purchase, not a subscription. Unlike competitors who place your documents behind a paywall, your complete estate plan and Free Vault access are included for life - no recurring fees to store, view, or download what's already yours.
Need to make changes later? $200 flat update fee with new witnesses, notarization, and replacement documents included.
Yes. When life changes, update any document in your WillBoard and re-notarize in 15 minutes. $200 flat – all 5 documents covered.
vs attorney amendment: $300+/visit + find your own notary + arrange 2 witnesses + weeks of scheduling
Your progress is saved automatically. Close the tab, come back tomorrow or next month - everything is right where you left it.
You only pay when you're ready to finalize and notarize. No time pressure, no expiring sessions.
Yes. At checkout you can choose Afterpay or Klarna to split the payment into 4 interest-free installments. No credit check, no added cost, no impact on the documents you receive.
Installments are handled by the provider (Afterpay or Klarna) directly — WillAgent receives the full payment up front. You see the installment option on the Stripe checkout page after you click “Continue to Payment.”
Approval and terms are set by the provider. If the provider declines you, your standard card options are still available.
It's an uncomfortable question, but an important one. Without a will, Florida law decides everything for your family – and the results often surprise people:
Beyond distribution: the court appoints your children's guardian, sole-owner bank accounts typically freeze during probate (6–12 months), and the process nationally averages 4–7% of the estate in legal and court fees.
A $399 estate plan lets you decide all of this yourself – in 15-30 minutes, fully executed.
You don't need to figure it out yourself. Our free checkup adapts to your situation and tells you exactly which documents you need. Common scenarios we handle:
For truly complex estates ($1M+ or property in multiple states), many users create their documents with us and then have an attorney review for additional peace of mind.
Start with the free checkup – it takes 3 minutes and shows you exactly what you need.
We don't just give you a generic checkbox. Your will includes a dedicated Digital Executor section with statutory authority under Florida law to manage your online life.
Here's what you control:
The legal advantage: your will includes language under Florida's digital assets law (RUFADAA, §740 – the Revised Uniform Fiduciary Access to Digital Assets Act). In plain English: it gives your executor the legal standing to contact companies like Google, Apple, and Facebook and request access to your accounts.
You can add these details during the WillBoard step – takes about 2 minutes.
Yes. This is one of the most important reasons to have a will. You can name:
Without a will, the court decides who raises your children. The court gives strong weight to parental wishes expressed in a valid will.
Yes, with one limitation. Florida law protects surviving spouses via the elective share (approximately 30% of the elective estate, per §732.2065). You cannot fully disinherit a spouse without their consent.
You can disinherit children, siblings, and other relatives. Our WillBoard lets you explicitly state disinheritance to reduce ambiguity.
Each parent names a guardian in their own separate will. If both parents pass at the same time and the named guardians differ, the court ultimately decides based on the best interest of the child.
For this reason, common practice is to:
If you truly cannot agree, an estate planning attorney can help structure provisions that address both parents' concerns.
Yes. Conditional bequests – where someone receives an inheritance only when certain conditions are met – are a common part of estate planning. Examples include:
Florida courts generally enforce reasonable conditions. However, conditions that are illegal, impossible, or against public policy may not be enforceable.
Complex conditional arrangements (like ongoing trusts with multiple triggers) may benefit from attorney guidance. Our WillBoard supports basic age-based conditions.
You can include business ownership interests in your will. However, business succession involves several layers:
At minimum, your will provides clarity about who inherits your ownership stake. The WillBoard lets you list business interests as specific assets and assign them to beneficiaries.
For businesses with multiple owners, employees, or complex structures, consulting a business attorney about succession planning is a common next step.
Florida does not require US citizenship to execute a valid will. Non-citizens and permanent residents can use WillAgent. However:
This is actually more common than death – and often more disruptive. Without the right documents, your family must petition a court for guardianship (months of delays, thousands in fees) just to pay your bills or make medical decisions.
Your plan includes three documents that prevent this:
These take effect immediately when needed – no court involvement, no waiting.
Yes. You can designate:
Without a will, your pet goes wherever the court decides – which usually means whoever in your family volunteers first, or a shelter. 607,000 animals are euthanized in shelters each year. A named guardian prevents your pet from becoming one of them.
For most families - no. WillAgent uses attorney-reviewed templates designed specifically for Florida law. Every template goes through a 120+ point statutory compliance review.
Our platform handles the common scenarios: naming guardians, distributing assets, appointing healthcare and financial agents, and executing everything with a notary and 2 witnesses - all in one session.
For complex situations (business succession, irrevocable trusts, multi-state property, Medicaid planning), please consult an estate planning attorney. WillAgent is a technology platform, not a law firm.
You can, but the risk is high. 40% of will contests stem from 3 preventable execution mistakes – improper execution, undue influence, and capacity issues. Courts regularly reject wills because of missing witnesses, improper signatures, or unclear language.
Florida requires 2 witnesses present at the same time (§732.502) and specific execution procedures. Miss one step, and your family could face probate as if you had no will at all.
WillAgent handles execution, witnesses, and notarization in one session - 15-30 minutes.
Not automatically. In Florida, your spouse has no legal right to accounts held in your name only. Sole-owner bank accounts typically freeze when a bank learns of a death (joint accounts and accounts with named beneficiaries are handled differently).
A will and Financial POA together protect your spouse in both scenarios.
Nearly 1 in 4 workers becomes disabled before retirement. The question is not when you die. It is whether your family can access your accounts if you are in the hospital tomorrow.
Anyone with a bank account, a car, or children needs estate documents.
Probate nationally averages 4–7% of an estate in combined legal and court fees. In Florida, statutory attorney fees alone start at approximately 3% (§733.6171).
The median American household has $192,700 in net worth when you add up the house, car, retirement accounts, and bank balances. That is more than enough to justify a $399 estate plan.
35% have experienced or witnessed family estate disputes. Most were sure it would not happen to them.
The problem is not your family today. It is your family under grief, financial stress, and legal pressure. Without clear instructions:
A will removes ambiguity. Your wishes, in writing, notarized.
43% of adults only think about a will after a health scare. By then, cognitive capacity questions can complicate or even invalidate the document.
Estate plans require mental capacity to be valid. If you wait until a diagnosis, someone could challenge whether you understood what you signed. The strongest documents are the ones created when you are healthy.
It takes 15-30 minutes - checkup, planning, and notarized execution. You could do it during a lunch break.
A will is not just about property. Any asset in your name goes through probate without a will:
Plus, your plan includes Healthcare POA and Financial POA, which protect you during incapacity regardless of what you own.
A properly executed will that meets Florida statutory requirements has the same legal standing regardless of who drafted it. The key is proper execution, not who wrote it.
For most families, state-specific templates cover everything needed. For complex estates ($1M+ or multi-state property), many users create documents with us and have an attorney review for additional confidence.
Life changes. We expect that. Update any time for a fraction of the original cost:
Compare that to an attorney amendment ($300+/visit + scheduling + finding witnesses). With WillAgent, you edit in your WillBoard and re-notarize in 15 minutes.
You can download a template, but under Florida law, an unexecuted will has no effect in probate— similar practical consequence to having no admitted will. Here is what free templates miss:
67% of people who start a complex online form never finish it. WillAgent handles everything in one session so you actually complete it.
A will only covers what happens after you die. It does nothing if you are alive but unable to act – after a stroke, accident, or medical emergency.
Without the other documents:
Nearly 1 in 4 workers becomes disabled before retirement. Your plan covers both scenarios – death and incapacity – in the same session, 15-30 minutes.
Your estate information is protected with the same level of security used by banks:
We never sell your data. Period. See our privacy policy for details.
Your templates were reviewed by a Florida estate planning attorney across two rounds of review. Every document follows Florida statutory requirements:
Real families share their stories on X. Your documents use the same statutes that attorneys reference when drafting wills.
This is general information, not legal advice. Consult an attorney for advice specific to your situation.
Only you. Your documents are protected with document-level encryption using unique keys per user. Here's who sees what:
We never sell, share, or provide your data to third parties, except as required by valid court order or applicable law. Your estate information stays between you and the people you choose to share it with.
Your documents are designed to remain valid independently of our platform – they rely on Florida statutory requirements and cryptographic signatures, not our servers.
Yes. Your documents are notarized PDFs - you can print them and present the paper copy to any bank, doctor, court, or institution. The digital notary seal on the printout proves authenticity under FL §117.265.
Florida law gives RON-notarized documents the same legal standing as in-person notarization. All 50 states recognize Florida-notarized documents under the Full Faith and Credit clause.
Common practice is to:
Update and re-notarize in one session. Same process - notary, witnesses, video recording, new sealed documents in your vault.
Major life events - new marriage, divorce, a new home, or updated wishes - are common reasons to revisit your plan. Your existing documents remain valid until you replace them with updated versions.
The most important thing: tell your executor where your documents are. Common steps include:
The best time to share access instructions is now – while it's on your mind.
When the time comes, your executor:
A properly executed electronic will with QC custody is designed to streamline the probate process significantly.
You can update any document at any time. Here's how:
Your new document automatically revokes the old one – no need to file paperwork or notify anyone. Update pricing: $200 flat fee.
For when to update, see “How often should I update my will?” below.
Common practice is to review your will every 3–5 years, or sooner if a major life event occurs. Common triggers for updating include:
With WillAgent, updating takes 15 minutes: edit in your WillBoard and re-notarize. Update pricing is $200 flat.
No. Florida does not require you to file or register your will before death. Simply keep it in a safe, accessible place.
Your executor files it with the probate court after death. The QC custody mechanism (§732.523) (included) simplifies this process by providing self-proving admissibility without needing to locate witnesses.
When your executor notifies us, WillAgent Custody FL, LLC, as qualified custodian for your electronic will, files the QC Affidavit and deposits the electronic original with the Florida probate court as required by FL §732.524.
Your executor does not need to:
Court filing at death is included in your plan price. No surprise charge when the family is grieving.
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WillAgent is a technology platform, not a law firm. The information provided here is for educational purposes only and does not constitute legal advice. Consult an attorney for advice specific to your situation.
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